Bank of India Credit Risk Fund - Direct Plan has delivered -15.45% absolute return over the last 5 years.
The average return for Credit Risk funds is 30.43% .
This fund ranks #13 in its category based on 5-year returns.
The largest portfolio holding is INDIAN BANK 04 12 2026 with a portfolio weight of 12.53% .
The fund currently owns more than 13 stocks.
The top 10 holdings account for 90.33% of total assets.
Based on portfolio allocation, this fund appears highly concentrated compared with peers.
| Metric | Fund | Category Avg |
|---|---|---|
| 1 Year Return | 22.10% | 0.03% |
| 2 Year Return | 33.59% | 6.87% |
| 3 Year Return | 218.40% | 14.06% |
| 4 Year Return | 278.56% | 22.10% |
| 5 Year Return | 12.85% | 30.43% |
| 6 Year Return | 16.08% | 39.86% |
| 7 Year Return | 37.01% | 50.35% |
| Expense Ratio | 0.51% | - |
| # | Company | Sector | Weight |
|---|---|---|---|
| 1 |
12.53%
|
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| 2 |
12.07%
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| 3 |
10.59%
|
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| 4 |
9.92%
|
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| 5 |
7.62%
|
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| 6 |
7.55%
|
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| 7 |
7.55%
|
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| 8 |
7.52%
|
||
| 9 |
7.52%
|
||
| 10 |
7.46%
|
||
| 11 |
5.10%
|
||
| 12 |
3.83%
|
Minimum Purchase: ₹5,000
Exit Load: For redemption/switch out upto 10% of the initial units allotted - within 1 year from the date of allotment Nil. Any redemption/switch out - in excess of the above mentioned limit would be subject to an exit load of 1%, if the units are redeemed/ switched out within 1 year from the date of allotment of units. If the units are redeemed/switched out after 1 year from the date of allotment of units - Nil.
Lock-in: 1
Risk: High Risk
Bank of India Credit Risk Fund - Direct Plan is managed by BANKOFINDIA and belongs to the Debt category.
Investors often evaluate this fund using metrics such as portfolio holdings, diversification, expense ratio, risk profile and long-term NAV performance.
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